Who are dollar loans for? April 21, 2020 11:25 Updated You! The HODLer that wants access to the value of their digital assets without selling them off. Related articles What is the term length on these loans? How to apply for a USD loan? How do I pay off my stable coin loan? Do I earn interest on the coins that are locked as collateral? How long does verification take? What do I do if it takes longer than expected?