Yes, depending on your location. Currently earning interest in CEL is not available in the United States.

Depending on your loyalty level, you will earn a higher interest rate if you choose to earn interest in CEL. You can choose which coins you want to earn in CEL on individually.

Below are the loyalty levels, and their interest bonuses.

- If the CEL balance in your wallet is <5% of your total wallet balance, your loyalty level is Silver.
- If the CEL balance in your wallet is 5-10% of your total wallet balance, your loyalty level is Gold.
- If the CEL balance in your wallet is >10% of your total wallet balance, your loyalty level is Platinum.

**Example of earning interest in BTC vs earning interest in CEL:**

$10,000 worth of BTC at 6.1% earns **$11.73** worth of BTC in interest per week.

$10,000 worth of BTC at 6.1%, effectively 7.93% with the 30% Platinum bonus, earns **$15.25** worth of CEL in interest per week.

**Our interest calculation schedule is as follows:**

- Interest accrual period: Friday 05:00:00 UTC to Friday 04:59:59 UTC.
- Interest calculation price snapshot: Friday 11:00:00 UTC
- Interest payment day: Monday, no set time.