Can I use CEL tokens to as collateral for my loan? July 10, 2019 13:54 Updated Follow No, the CEL token cannot be used as collateral but can be used for monthly interest payments! Related articles What benefits do I get paying off my loan with CEL tokens? How does CelPay work? Can I send coins to non-Celsius users? What are the Celsius Tokens (CEL) used for? How do I start earning interest? Where can I buy CEL?