What are the minimum and maximum lending periods? August 03, 2021 20:28 Updated There are no minimum or maximum lending periods. Users can recall funds at any time. Related articles What are the terms of loans provided by users to a lending entity? How are the interest rates determined? When do I start earning rewards? Are there any restrictions or limits on withdrawals? What happens if a borrower defaults on a loan or misses a payment? What collateral options are available in California?