# Interest Payments

- How do I start earning interest?
- Can I earn a higher interest rate if I hold CEL tokens?
- How do you calculate interest payments?
- I think my interest payment was incorrect, what can I do?
- How is interest paid?
- Why do your interest rates keep changing? How do you determine how high the rates are?
- How do you earn the interest to pay your customers? Is this a ponzi scheme?