Currently, Celsius loans are offered to California residents at 0% APR. This means that you will not be charged any interest for your loan no matter what term you choose. You can extend your loan at any time and without any fees or penalties - all with zero interest.
The only LTV option available at 0% APR is 25%, which means your loan value is 25% of your collateral value. For example, if you take a loan valued at $500, the minimum amount of collateral you can use to secure your loan would be $2,000. To learn more about LTV, click here.
Loans made or arranged pursuant to a California Finance Lenders Law license. Celsius is licensed by the California Department of Financial Protection and Innovation under the California Finance Lender Law License No. 60DBO-133776. Celsius loans will be originated by Celsius Lending LLC pursuant to this license.